Why does the goan bhandari R&AW employee sex worker sunaina chodan, not get her own SBI credit card legally

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India claims that all citizens are equal, and so the procedure for getting a credit card or opening a bank account should be the same for all citizens. However in a major financial fraud of ntro, raw, cbi, indian and goan government, the local security and intelligence employees are involved in a major credit card fraud,falsely claiming that goan bhandari R&AW employee sex worker sunaina chodan, who is an extremely lazy, greedy fraud owns the credit card of a private citizen, a single woman bhandari engineer who she hates and has impersonated to get a R&AW salary.

the google, tata sponsored goan bhandari R&AW employee sex worker sunaina chodan, 2013 bsc does not physically own the credit card, has never paid a single paisa towards the bill and has also not applied for the SBI credit card filling the form which SBI provides , Instead the goan bhandari R&AW employee sex worker sunaina chodan, relies on her pimps in google, tata, NTRO employees enjoying her sex services and fraud sugar daddies in ntro like j srinivasan, puneet, to make fake claims about the credit card of their bhandari female classmate who they hate

Why does the goan bhandari R&AW employee sex worker sunaina chodan, not get her own SBI credit card legally, filling the form and submitting the documents which are required, why is she falsely claiming to own the credit card of another woman with the help of her powerful friends and relatives.
Any information aboout the top goan officials involved in the sbi credit card fraud will be appreciated